Low Interest Rate Credit Cards

DirectBanc.com - Where to find Low Interest Rate Credit Cards

Welcome to Direct Banc®

Safe, Simple, Comprehensive

Thank you for visiting Direct Banc®, your ultimate shopping destination for unique, low interest rate credit cards and financial services. We have been helping our customers find the perfect credit cards safely and simply since 1999.

Our web site is i n t e n t i o n ally designed without flashy doo-hickies and pop-ups to help you find the very best deals in the least amount of time. We wish you the best of luck in finding the perfect credit card today, and as always we welcome your comments and opinions. Enjoy.

	Low Interest Cards Credit cards with 0% intro Rates or low fixed rate offers.
	Balance Transfers Transfer credit card balances to lower rate credit cards.
	Reward Programs Credit cards with varying rewards programs.
	Cash Back Credit cards that offer a cash rebate back to you.
	Airline Miles Air tickets and other airline related reward programs.
	Instant Approval Credit cards that offer an instant approval decision.
	Prepaid/ Debit Cards that are pre-loaded with money for use.
	Unsecured Cards Cards designed for those with imperfect credit.
	Gas Rewards Cards that offer a cash rebate on fuel purchases.
	Student Credit Cards Credit cards designed for students or limited credit.
	Travel Rewards Cards that offer discounts on travel expenses.
	Business Cards Credit cards for business owners and managers.
	Regular Credit Cards Credit cards with great rates for those with great credit.

Just Arrived! Low Interest Credit Cards

Bryant State Bank MasterCard
	3.25% introductory APR for 6 months on Balance Transfers, after that your APR will be 11.25%. This APR will vary with the market based on the Prime Rate.

Discover® More Card - Black
	0% intro APR on balance transfers for a full 12 months, and 0% intro APR on purchases for a full 9 months. See terms and conditions for complete details.

Chase Freedom℠
	Earn 5% cash back in quarterly bonus categories like gas, home improvement and department stores. Earn up to an additional 20% cash back at select merchants when you shop online through Chase.

Best in Class Cards

Balance Transfers
Fair / Marginal Credit
Lowest APR
Instant Approvals
Airline Cards

Discover® More Card - Issued by Discover

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Category	Reward - Cash
Intro APR	0% APR*
Standard APR	11.99% - 20.99% (V)*
Annual Fee	$0

See All Balance Transfer Cards >>>

Orchard Bank® Classic MasterCards - Issued by HSBC Bank Nevada, N.A.

An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly!
Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations
Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
On-Call Customer Service Representatives to Assist You with Questions or Concerns

Category	Poor Credit
Balance Transfer APR	No introductory rate information available.
Standard APR	Standard APR: 7.90% - 28.90%
Annual Fee	$0-$74 the first year*

All Credit Cards for Fair to Marginal Credit >>>

Simmons First Visa® Platinum - Issued by Simmons First National Bank

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 7.25% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No Annual Fee

Category	Regular
Intro APR	No Introductory Rate Available
Standard APR	7.25%
Annual Fee	$0

All Low Interest Rate Credit Cards >>>

American DreamCard™ Platinum MasterCard® - Issued by HSBC Bank Nevada, N.A.

Over $1.2 Million Awarded to Date!
Large Monthly Cash Jackpots!
Earn Entries From Everyday Shopping!
Get 1,000 Entries Just for Applying!
A New Cash Winner Every Month

Category	Reward - Other
Intro APR	No Introductory Rate Available
Standard APR	14.99% V or 21.99% V
Annual Fee	$0

All Instant Approval Credit Cards >>>

Delta Reserve Credit Card - Issued by American Express

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles Boost^SM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles

Category	Airline Rewards
Intro APR	None
Standard APR	14.50%
Annual Fee	$450 per year

All Airline and Travel Cards >>>

Credit Card News and Information

5 Things to Look for in Low Interest Rate Credit Cards Offers
For those with good credit, finding the best credit line available is key to saving money and using credit wisely. However, not all offers from lenders are the same. If you want low interest rate credit cards that are the best possible offer for you, you have to look at the details of any offer [...] ..

Will the CARD Act Increase My Low Interest Rate Credit Card Rates?
You have low interest rate credit cards or you are in a search to find them. Could the new Credit Card Accountability, Responsibility and Disclosure Act lead to higher interest rates? This new legislation that has become law in 2009 and was put into acting force in 2010 has become one of the most talked [...] ..

Chase Credit Card Company Says New Laws Cut Income Drastically
The Associated Press reports that credit card giant JPMorgan Chase & Co expects that its credit card income will drop by as much as $750 million because of the new credit laws that went into place recently. As a result of this loss of income, the company says it needs to cut off a large [...] ..

New Credit Report Laws are Here!
As of April 2nd, the Credit CARD Act of 2009 went into place in that the Federal Trade Commission will now require that agencies that advertise free credit reports that actually cost money to stop doing so. Consumers will soon be able to distinguish between the free reports and those that actually cost money. The new [...] ..

Small Business Credit Card Customers Protected
At least one credit card company is not providing many of the benefits that consumers get under the Credit CARD Act of 2009 to small business owners. That company, Bank of America, will not give small business credit card customers protections that include the agreement not to raise interest rates on existing card balances. Tags: credit [...] ..

Low Interest Rate Credit Cards

Low Interest Rate Cards

DirectBanc.com - Where to find Low Interest Rate Credit Cards

Safe, Simple, Comprehensive