March 4th, 2009
First and foremost, I am not an attorney and I cannot give legal advice. However, I have spent 20 years approving and administering retail and mortgage credit. Doing so, I have helped many a customer tweak or repair their credit in order to qualify for the particular loan they have applied for. This often requires me to explain the fundamentals of credit repair as well as undo many of the misconceptions borrowers have picked up over the years.
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Posted in
Credit Repair, Opinion|
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February 13th, 2009
Many people these days have seen their credit ratings drop as a result of today’s economy. Inevitably, these people will begin a credit rebuilding process at some time and using credit cards is an important part of the equation. The problem is, using the wrong credit card, the wrong way, can actually hurt your credit rather than repair it. Here are a few tips you should consider:
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Posted in
Credit Repair, Secured Cards|
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January 28th, 2009
Secured credit cards for students is as relatively new concept, and one you should certainly find out more about. It wasn’t that long ago college students were offered student credit but today you can find secured credit cards being offered in our high schools.
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Tags: credit cards for students, secured credit cards, Student Cards
Posted in
Credit Cards, Secured Cards|
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January 28th, 2009
Bankruptcy is something no one wants to face, but finances change for a variety of reasons and bankruptcy might be inevitable. One of the most common questions asked is “can you obtain credit cards after bankruptcy?”
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Tags: credit after bankruptcy, secured credit card, three main credit bureaus
Posted in
Credit Card News, Credit Cards|
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