For those with good credit, finding the best credit line available is key to saving money and using credit wisely. However, not all offers from lenders are the same. If you want low interest rate credit cards that are the best possible offer for you, you have to look at the details of any offer you receive. Often times, it is the small differences that make the biggest impact on the way that you use your card.
5 Things to Look for in Low Interest Rate Credit Cards Offers
April 27th, 2010
Will the CARD Act Increase My Low Interest Rate Credit Card Rates?
April 27th, 2010
You have low interest rate credit cards or you are in a search to find them. Could the new Credit Card Accountability, Responsibility and Disclosure Act lead to higher interest rates? This new legislation that has become law in 2009 and was put into acting force in 2010 has become one of the most talked about concerns across the nation. How will it affect you, the consumer?
Chase Credit Card Company Says New Laws Cut Income Drastically
April 5th, 2010
The Associated Press reports that credit card giant JPMorgan Chase & Co expects that its credit card income will drop by as much as $750 million because of the new credit laws that went into place recently. As a result of this loss of income, the company says it needs to cut off a large number of consumers from their credit.
New Credit Report Laws are Here!
April 5th, 2010
As of April 2nd, the Credit CARD Act of 2009 went into place in that the Federal Trade Commission will now require that agencies that advertise free credit reports that actually cost money to stop doing so. Consumers will soon be able to distinguish between the free reports and those that actually cost money.
Small Business Credit Card Customers Protected
April 5th, 2010
At least one credit card company is not providing many of the benefits that consumers get under the Credit CARD Act of 2009 to small business owners. That company, Bank of America, will not give small business credit card customers protections that include the agreement not to raise interest rates on existing card balances.
