Average Credit Cards with Great Rates

Nowadays, more and more people are “robbing Peter to pay Paul”, trying to make ends meet in today’s economy. A big part of their strategy involves shuffling credit card balances around in an attempt to get lower interest rates and lower payments. The credit card companies know this and, to make the deals more attractive, they are offering low teaser rates and other benefits in an order to attract these customers.

The problem is, credit card defaults are up, legislation is looming, and approvals are tightening. The sweet deals are still out there for those with good credit, but have been heavily curtailed for those with marginal credit. For the purpose of this article, we will assume that you have good to excellent credit.  We will also assume that your goal is to pay off your balance, not simply reduce your payments.

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