Average Credit Cards with Great Rates

I think everyone can agree that the liberal guidelines and liberties exercised by most credit card issuers needs to be reined in. Credit card companies have the ability to change interest rates, fees and credit limits for just about any reason they deem necessary. This leaves consumers, who dare to carry a balance from month to month, completely vulnerable to market swings and the mood swings of the credit card issuers. The credit card companies call this “risk-based management”, and this is exactly what New York Democrat Carolyn Maloney aims to change with her Credit Cardholders’ Bill of Rights.

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