Will the US Credit Downgrade Affect Your Credit? By now you’ve heard – The international credit rating agency, S & P, that focuses on countries rather than consumers, downgraded the US’s Triple A rating (the highest possible) down a notch. Just like in your daily life, if your credit score falls, that means you are [...]
Continue Reading →Credit Card Trends are hard to predict, especially in today’s topsy turvy market. With the United States’ credit being downgraded it is likely that credit card customers will begin to see higher interest rates in the months to come. However, due to the overall bank liquidity it is unlikely that we will see the massive [...]
Continue Reading →Verizon Wireless and American Express are coming together to offer American Express Serve. This digital payment and commerce platform will be different from all other versions. With this application, you can chat on the phone, browse the web and make a purchase all within a few minutes. The system allows you to maximize your ability [...]
Continue Reading →Vacation Tips. You are planning a trip. You are thrilled to get away for a few days. It may involve the beach, some friends and plenty of good food. As you are sitting on the beach, relaxing, you may have no cares in the world. However lurking around that sand dune, and in the various [...]
Continue Reading →It really is not stealing it is just using credit cards to make the most out of the money you earn. There is no doubt that many people are spending a lot of time and money on credit cards. Many people need to do so right now just to get by. Credit card companies may [...]
Continue Reading →Introductory Offers from Credit Cards get Better as Interest Rates Increase. According to a survey done by independent financial research company Defaqto, there are some interesting changes happening in the credit card industry. There is no doubt that the latest credit card shake-ups, from the passage of the CARD Act and the poor economy are [...]
Continue Reading →Start up Business Credit Cards. What is your dream? What business could you run? Are you the next: Creator of a new comic, cartoon or superhero? Owner of a new super social media tool poised to take over the world? Planning your own reality series about your business, like Deadliest Catch or Swamp Loggers (after [...]
Continue Reading →Small Business Credit – Avoid Mixing Business Debt with Personal Debt – Small business credit, avoid mixing business debt with personal debt, it will cost you and the protections are limited. Consumers are already benefiting from the CARD Act, which limits the amount of increase credit card companies can make and provides other protections from [...]
Continue Reading →Now that the NFL is back on, it is time to consider what you will be doing throughout the football season. Sure, it is a few months away but with the players and the union signing on to a deal, everyone is already talking football, even though it’s just July. The good news is that [...]
Continue Reading →The news is bleak – the United States federal government is on the brink of defaulting on its debts. It is something you expect to see and hear about from consumers facing bankruptcy or a country in Europe that can’t pay its bills, not from the world’s largest economy. What it means to you can [...]
Continue Reading →Credit Card Tips. Credit cards are a great way to make purchases in advance when you need to. They can help you out in an emergency. The fact is, though, they cost money and when you do not take steps to minimize the costs, they could end up costing you thousands of dollars over the [...]
Continue Reading →Are Credit Card Companies Using the New CARD Act to Not Lower Your Rate? Individuals who have a credit card have the right to call their credit card issuer and ask for a rate reduction. It is the simplest and most effective way to save money on your credit cards. Many people do not realize [...]
Continue Reading →The news hit on Monday that Chicago’s mayor, Rahm Emanuel is planning to cut up numerous credit cards that city employees are using. Those that are staying in place will have new restrictions put in place. His goal is to stop wasting the city’s money for unnecessary spending. Currently there are more than 500 credit [...]
Continue Reading →Credit Cards for Teens? After a day of shopping, and reportedly spending hundreds of dollars on clothing and other items, pop star Justin Bieber decided that he and his also famous girlfriend Selena Gomez would get some ice cream. If this sounds like a sweet treat and a typical thing that teens do, it may [...]
Continue Reading →In a recent update by Discover, one of the country’s largest credit card companies stated that it had seen a significant reduction in the number of customers making payments late. This is important to note, even if you do not care if the industry is making money. The fact that fewer people are late on [...]
Continue Reading →According to a study done by the National Bureau of Economic Research, many Americans manage money poorly and are in need of debt management advice. This affects, of course, every aspect of your financial future. Individuals can turn the corner and improve their financial future through hard work, but it is important to know where [...]
Continue Reading →Consumers are likely to face an increase in debit card fees whenever they use prepaid cards. The fees are coming, many experts warn, as a way for companies to increase their bottom lines after many are facing steep cuts in their ability to charge higher interest rates or other fees. If you are facing these [...]
Continue Reading →Managing Credit Remains Key Factor for Seniors in Retirement. The recent recession forced many people in retirement or just heading into it to stop and reconsider. With the downturn of the stock market, many people lost so much money from retirement accounts meant to provide for their retirement that they had to turn to credit [...]
Continue Reading →With the CARD Act in place, consumers now have to think about not only managing their own credit score and report, but also that of their college age students. Unless the student has the ability to obtain a credit card by having his or her own means to repay the debt, which many college kids [...]
Continue Reading →Recent proposals by some US Senators suggest that some credit card companies are trying to sneak in fees and make you pay big time by sidestepping the new credit card rules by giving personal credit users business credit cards. Is this happening to you? If so, it could mean that you would be unprotected from [...]
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