As of April 2nd, the Credit CARD Act of 2009 went into place in that the Federal Trade Commission will now require that agencies that advertise free credit reports that actually cost money to stop doing so. Consumers will soon be able to distinguish between the free reports and those that actually cost money. The [...]
Continue Reading →A secured credit card is a real credit card, that is accepted everywhere a “regular” credit card is. You can use a secured card to order online, to rent a car or hotel room, or to pay for things in a store. The only difference between a secured card and a traditional card is [...]
Continue Reading →If your trying to avoid bankruptcy you need to make sure you know the facts. Shucksters and rip-off artists are promising the world and delivering nothing except more financial problems. Learn how not to be a statistic.
Continue Reading →Once you learn the trick on how to use secured credit cards after bankruptcy to repair your credit credit. your credit score will skyrocket! Keep in mind, this isn’t a miracle cure for bad credit, but it is a sure fired way to repair your credit after bankruptcy.
Continue Reading →I f you need to establish or rebuild credit there has never been a better time! Secured credit card interest rates and fees have dropped dramatically due to the recent credit market. You can get fixed rates in the 9′s with deposits as low as $300.
Continue Reading →Using a credit card to re-establish and rebuild your credit is a great idea. Finding the right credit card and using it in the best way to help your credit isn’t so easy. Most people make costly mistakes when trying to repair their credit using credit cards, this guide should help you to not make those mistakes.
Continue Reading →If your credit scores are dropping because of all the negative factors in today’s economy you should check out these 5 credit bureau repair tips. They will help you to raise your credit scores while keeping the collection agencies off your back.
Continue Reading →Many people are aware that the Government has passed regulations that regulate how credit collection companies can operate. However, very few people are aware of how they can apply these regulations to their advantage when dealing with a collection company. The piece of legislation we are referring to is the Fair Debt Collection Practices Act. [...]
Continue Reading →The short and simple answer is yes and no. The detailed answer is that it depends on how you use the credit card and which credit card you choose to use. If your credit card is over two years old this article may not apply to you. Most credit card companies will issue fair credit [...]
Continue Reading →Credit cards and credit scores are a delicate recipe; too much or too little of the ingredients could spoil the dish. Having worked in the mortgage industry for years I have seen almost every credit score and scenario imaginable and credit cards play a large role determining the scores. On one hand they can improve [...]
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