Average Credit Cards with Great Rates - Safe, Simple, Comprehensive

Average Credit Cards with Great Rates - Average Credit

Have you ever noticed that when you click to see "average credit cards" on most websites you are shown a lot of crappy credit cards? The reason you see those "less attractive" credit cards displayed prominently and up-front at most websites is simple economics.

People have different ideas of what "average credit' is, and when they guess wrong they are usually turned down. Most websites will show the least attractive cards up-front to ensure more people are approved, specifically those with lower than average credit scores.

At Direct Banc, we have decided to do things differently. We would like to give our visitors a better idea of what most credit card issuers are looking for from an applicant with "average credit". We will suggest some of our favorite cards along the way to help.

Featured Average Credit Cards with Great Rates

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DirectBanc.com - Articles for Fair & Average Credit

What's the difference between credit cards for fair credit
and credit cards for average credit?

Average Credit Credit Cards

Overview: Average credit is for people that are current with their bills but may have had a few late payments in the past. The credit score can range from the low 600's to the Mid 600's.
Average Interest Rates: 8.99% - 14.00% (Depending on card type)
Credit Approval Limits : $500 - $5000 depending on your credit score. Longer credit history with higher balances and income to debt ration making the largest difference.
Credit History - You should have had, or have, a loan or credit card in the past that you have had a reasonably good payment history with.
Capacity – Your job/income source must be within reason of your stated income on the application. Your job time and length of residence will be a factor in our decision.
Credit – You may have been late on one or more credit card(s), medical bills, or loan payments in the last 6 months.

Fair Credit Credit Cards

Overview: Fair credit credit credit cards aren't too much different than those for average credit, the biggest difference being the credit limit you are approved for. Fair credit credit cards is for people that are current with their bills but may have had a few late payments in the past. The credit score can range from the high 500's to the low 600's.
Average Interest Rates: 10.99% - 18.00% (Depending on card type)
Credit Approval Limits : $500 - $2500 depending on your credit score. Longer credit history with higher balances and income to debt ration making the largest difference.
Credit History - You should have had, or have, a loan or credit card in the past that you have had a reasonably good payment history with.
Capacity – Your job/income source must be within reason of your stated income on the application. Your job time and length of residence will be a HUGE factor in the decision.
Credit – You may have been late on one or more credit card(s), medical bills, or loan payments in the last month.

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Average Credit Cards with Great Rates - Direct Banc

Low Interest Rate Cards

Average Credit Cards with Great Rates - Average Credit

Featured Average Credit Cards with Great Rates

What's the difference between credit cards for fair credit
and credit cards for average credit?

Average Credit Credit Cards

Fair Credit Credit Cards

Average Credit Cards with Great Rates - Direct Banc

Low Interest Rate Cards

Average Credit Cards with Great Rates - Average Credit

Featured Average Credit Cards with Great Rates

What's the difference between credit cards for fair credit and credit cards for average credit?

Average Credit Credit Cards

Fair Credit Credit Cards

What's the difference between credit cards for fair credit
and credit cards for average credit?