Cost Comparison Calculator

To use the comparison calculator all you need to do is to enter the best estimate at what your balance amount will be. Then enter a payment amount (usually 2% - 3%) and the other features for each card, then click the "Compute" button.

Please note: the credit card comparison calculator uses "fixed payments" (the same amount each month for all payments) to compare the costs of the credit cards. To be accurate, if you ever pay less than payment you enter, your true costs will vary in the results of this credit card comparison calculator.

Enter a balance amount to use to make comparison:
Enter a monthly payment amount:
(Most Cards Use 3% as a Minimum Payment)  
Comparison Card #1 Card #2
Annual fee (optional):
Enter introductory annual interest rate (optional):
Term of introductory rate (# months - optional):
Enter the regular annual interest rate:
Enter the compounding period:
Number of payments till paid off:
Total costs: