Citi Credit Card Reviews

Citibank is one of the nation's leading credit card issuers. They offer credit cards ranging from the plain-jane regular cards with excellent interest rates to reward cards that offer extraordinary benefits for their card-holders.

As well as other cards, Citi has a very unique reward points system called Thankyou Points, these points add up quicker than most cards in the same point rewards categories.

Also, you will find that Citi has some of the best Student Credit Cards and small business credit cards on the market. We have divided their cards in sections below to make finding the best Citi Card easy as 123.

New Citi Credit Card Reviews

Apparently the product design folks at Citi have been busy at the drawing board, as they have recently unwrapped two new credit card offers with a bundle of new enticements to attract consumers in a very competitive market.

Citing increasing demand by cardholder for faster and easier ways to earn rewards and save money, Citi has rolled out a new travel rewards card for the AAdvantage traveler as well as a new ThankYou Preferred Card for the every-day-spending crowd.

But, for the more discerning consumer, do these new cards actually live up to the hype?  We take a look at both of them here:

Citi Platinum Select AAdvantage Card

According to Citi, its new AAdvantage card is loaded with a handful of new perks that should please frequent flyers seeking to fly free more often. Top on the list of new perks is a 10 percent miles rebate on actual redeemed miles, up to 10,000 miles per year.

So, in essence, flyers are rewarded for redeeming their miles. They have also increased the miles awarded on AA purchases to double miles.

Also, as a nod to the consternation caused by all of the nickel and dime fees added to airline travel recently, the new card will make travelers feel a little more special.

Cardholders will be treated to priority boarding along with one free checked bag. On board, they will receive a 25 percent discount on all in-flight purchases.

Holders of existing preferred AAdvantage cards will continue to pay a $95 annual fee, but new cardholders will have the fee waived in the first year. New cardholders can also receive 30,000 in bonus miles when they accumulate $1,000 in purchases within the first three months.

All in all, the new perks may just be the difference for flyers who have grown disenchanted with their airlines over the last few years.

Citi ThankYou Preferred Card

The already popular ThankYou Preferred Card received a turbo boost to make it even more competitive with other top rewards cards. Top among the features is the elimination of any annual fee which makes it instantly more rewarding.

The current offer for new cardholders will includes 25,000 bonus points for spending $2,000 on the card within the first three months. That could get you a quick $250 gift card. This offer may be limited for a certain period of time.

One of the more attractive features is the simplicity of its rewards format. Simply, for each dollar you spend on anything, you receive one point. There is no limit to the number of point s you can earn and they won’t expire as long you use the card one time in each 12 month period.

A welcomed feature is the Anniversary Bonus that is earned each year on the anniversary of your membership. Bonus points are awarded automatically based on a percent of your total purchases made throughout the year. First year members receive a 1% bonus, second year members a 2% bonus, and from then on members will get a 3% bonus.

The ThankYou card has always been a favored rewards card due to the wide variety of ways to redeem points including travel related purchases. Through the ThankYou network of retailers there is anything you can’t buy using your rewards points, and, if cash is your thing, it’s easy to exchange your points for a check.

The Citi ThankYou Preferred card just got better for people who avoid cards with annual fees and who want the easiest route to simple rewards.