The Basics on ThankYou Points
The Citi card’s rewards method is ThankYou Points. You will earn these points for most purchases you make. You can earn points for airline miles you fly, as well as for just being a loyal card member. Then, when you earn enough points, you can redeem them for a variety of offers. Earn points for making purchases and for miles:
- You will earn one ThankYou Point for each dollar you spend on eligible purchases.
- Earn one point for each mile you fly when you use your card to purchase airline tickets.
- Earn 1.2 ThankYou Points when you use your card to make purchases at drugstores, gas stations, parking merchants, supermarkets and for commuter transportation.
- You can also earn bonus points by purchases you make on your card through the ThankYou Bonus Center, which features 600 favorite retailers you can choose from.
You can also earn points for other actions. Earn 200 points for managing your account online. You can earn 300 ThankYou Points by signing up for electronic statements. You also earn points each year you continue to hold your account, earning up to five percent after you are a card member for four or more years.
You will earn additional points by signing up a secondary user on the account or enrolling in recurring bill pay services. The number of ways to earn points is quite high, which makes this card and easy one to build points through.
Once you earn ThankYou Points, you can then cash them in through the rewards program. You can choose gift cards for dining, entertainment and retail. You can cash in your rewards for a wide range of things, including:
- Home and sporting goods
- Books and media
In some cases, you can use the Your Wish Fulfilled feature, which allows you to choose the type of reward you want that may not be listed in the rewards documents; you can request that the company work with you to find a solution. You can also donate your points to charities.
You can redeem your points online or do so through calling the company directly. Your points are worth 25 percent more when you book airfare through the ThankYou Points Travel Center.
Terms and Conditions
The Citi ThankYou Premier Card offers various differences in their program based on your creditworthiness. Available APR's will range from 13.99 percent to 21.99 percent. There is a penalty APR of 29.99 percent should you make payments late. This card has an annual fee of $125 for the primary card member, but you will not need to pay this fee for the first 12 months.
Overall, the Citi ThankYou Premier Card is a leading airline card and overall rewards program. It is one of the easier to qualify credit cards with travel benefits, too.