AT&T Universal Business Rewards Card
The AT&T Universal Business Rewards Card , issued by Citibank, is a business rewards credit card that makes it easier to manage your business finances and earn rewards with every purchase made. You will also be able to do more for your company with a 0% introductory APR offer on purchases and no annual fee for as long as you're a cardholder.
Introductory APR – Your business is an important aspect of your life and therefore a little help goes a long way. Sign up for the AT&T Universal Business Rewards Card and immediately start enjoying a 0% introductory APR period on purchases for 6 months. Once this special offer ends,a variable APR of 14.24% will apply, based on the prime rate.
AT&T Products and Services – If you're already an AT&T customer, then you will definitely appreciate the additional rewards you'll receive with AT&T purchases. Earn 5 ThankYou points for every dollar spent on eligible AT&T products and services that you get directly from AT&T.
Select Office Purchases and Gas – Even when you're making purchases for your business, you will get rewarded for every dollar you spend. Earn 3 ThankYou points for every dollar spent on purchases at certain office supply merchants, gas, as well as on professional services. Plus, you will earn 1 ThankYou point on all other purchases.
Additional Cards – Present your employees with their own card and you'll get to decide what you want their credit limit to be. Stay on top of your business spending and all of the transactions that are made on a day-to-day, regular basis. You will also not have to pay an annual fee for your card membership.
The AT&T Universal Business Rewards Card , issued by Citibank, is designed for small businesses like yours that want to flourish and grow in various capacities. Let your determination be the drive for your business and enjoy receiving rewards on every purchase you make.
AT&T Universal Business Rewards Card
| Name of Card | AT&T Universal Business Rewards Card |
| Card Issuer | Citibank |
| Card Category | Business |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | ExcellentGood |
| Best Feature(s) | Introductory offer; reward program; no annual fee. |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | n/a |
| Introductory APR | 0% |
| Introductory Offer | 0% Intro APR for 6 Months |
| Additional Details | The introductory rate is available on purchases only. |
| Regular APR | 14.24% Variable |
| Cash Advance APR | 25.24% |
| Grace Period | 20 Days |
| Annual Fee | $0 |
| Late Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over. |
| Over Credit Limit Fee | $39 |
| Cash Advance Fee | 3% of each cash advance; $5 minimum |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum |
| Reward Type | Point |
| Reward Expiration | ThankYou® Points expire three (3) years from the end of the month in which they are earned unless ThankYou Rewards is terminated. |
| Reward Annual Limit | 100,000 Points |
| Cash Rebate Details | |
| Reward Points Details | Points can be redeemed for air travel, statement credits, gift cards, merchandise, and more. |
| Points per Dollar Spent | 1 Point |
| Additional Point Rewards | Cardholders will earn 5 ThankYou® Points points for every dollar spent on eligible AT&T products and services; 3 ThankYou® Points for every dollar spent at certain office supply merchants, gas stations, and professional services. |
| Additional Perks | Various online account services. Additional cards for employees with pre-set credit limits. Prescription Discount Benefit Program. See website for additional benefits. |
| Editor’s Notations | The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Apr 3 2012 1:06PM |
