[/ccLink]Capital One® Spark℠ Cash for Business
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
Credit Card Information
| Name of Card | Capital One® Spark℠ Cash for Business |
| Card Issuer | Capital One |
| Card Category | Business |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | Excellent |
Interest Information
| Introductory APR | % |
| Introductory Offer | No introductory rate available |
| Additional Details | No introductory rate available. |
| Regular APR | 13.9% (V) |
| Cash Advance APR | 24.9% (V) |
| Grace Period | 25 Days |
Fees and Billing
| Annual Fee | $59* |
| Late Fee | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over Credit Limit Fee | |
| Cash Advance Fee | 3% of amount of the cash advance, but not less than $10 |
| Balance Transfer Fee | There is no balance transfer fee. |
| Total First Year Fees | $0 |
Reward Details
| Reward Type | Rebate |
| Reward Expiration | Rewards do not expire once earned. |
| Reward Annual Limit | There is no limit to the amount of rewards you can earn in a year. |
| Cash Rebate Details | Earn 2% cash back on every purchase, every day. Unlimited rewards—there's no limit to the amount of cash back you can earn, and cash rewards don't expire. |
| Minimum Cash Rebate | 2% |
| Maximum Cash Rebate | 2% |
| Additional Cash Rebates | Earn $100 cash back bonus for spending $1,000 within first 3 months of account opening. Earn $50 cash back bonus for adding 1 or more authorized user to your card account. |
| Bonus Details | Earn $100 bonus cash back when you spend $1,000 or more in your first 3 months since account opening. Earn an additional $50 cash back when you add one or more authorized user (employee card) to your account. |
| Other Bonuses | Earn $100 cash back bonus for initial spending and an additional $50 cash back bonus for adding employee cards to your account! |
| Editor’s Notations | This card is for applicants with Excellent Credit. |
| Last Updated | May 10 2012 2:09PM |
Capital One® Spark℠ Cash for Business
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