[/ccLink]Capital One® Spark℠ Classic for Business
- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service.
Credit Card Information
| Name of Card | Capital One® Spark℠ Classic for Business |
| Card Issuer | Capital One |
| Card Category | Business |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | Average |
Interest Information
| Introductory APR | % |
| Introductory Offer | No introductory rate available |
| Additional Details | No introductory rate available. |
| Regular APR | 22.9% (V) |
| Cash Advance APR | 24.9% (V) |
| Grace Period | 25 Days |
Fees and Billing
| Annual Fee | $0 |
| Late Fee | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over Credit Limit Fee | Up to $39 |
| Cash Advance Fee | 3% of amount of the cash advance, but not less than $10 |
| Balance Transfer Fee | There is no balance transfer fee for this card. |
| Total First Year Fees | $0 |
Reward Details
| Reward Type | Rebate |
| Reward Expiration | Rewards do not expire once earned. |
| Reward Annual Limit | There is no limit to the amount of cash back rewards you can earn per year. |
| Minimum Cash Rebate | 1% |
| Maximum Cash Rebate | 1% |
| Editor’s Notations | This card is for applicants with Average Credit. |
| Last Updated | Mar 21 2012 11:50AM |
Capital One® Spark℠ Classic for Business
If you enjoyed this review, please consider sharing it! >>>
