Citi® Dividend Platinum Select® Card for College Students
The Citi® Dividend Platinum Select® Card for College Students , issued by Citibank, is a cash back rewards credit card that will give you benefits with every purchase you make. You will also receive a special 0% introductory APR on purchases for 7 months.
0% Intro APR – Your card membership starts with a 0% introductory APR offer for 7 months. During this time, there will be no interest charges on any purchases you make. A variable APR between 13.99% - 21.99% will apply afterward, based on your credit worthiness.
5% Cash Back – Even when you're shopping for items in your college dorm setting, you will earn 5% cash back. Accrue 5% cash back at supermarkets, drug stores, convenience stores and utilities (including cable) and at gas stations. After this 6 months period ends you will continue to earn cash back at these locations, 1% to be exact.
2% Cash Back – You can earn at least 2% cash back in popular rotating categories that change every quarter. Some of these categories include restaurants, apparel, hotels and more. Enrollment is required in order to participate. Check out the Citi website for further details.
1% Cash Back – There are many ways to continue earning cash back. Shop for other items and you will still receive a full 1% cash back. Every purchase you make will put you within reach of great rewards every time.
The Citi® Dividend Platinum Select® Card for College Students , issued by Citibank, will give you plenty of opportunities to earn rewards no matter where you go or where you shop. No cosigner is required upon sign up, and a special 0% introductory APR offer will allow you to enjoy an interest-free period for 7 months.
Citi® Dividend Platinum Select® Card for College Students
| Name of Card | Citi® Dividend Platinum Select® Card for College Students |
| Card Issuer | Citibank |
| Card Category | Student |
| Card Status/Type | Platinum / Visa |
| Credit Rating Needed | GoodGood, Limited |
| Best Feature(s) | Introductory rate; No cosigner required. |
| Introductory APR | 0% |
| Introductory Offer | 0% Intro APR for 7 Months* |
| Additional Details | 0% Intro APR for 7 months* on Purchases |
| Regular APR | 13.99% - 21.99%* (Variable) |
| Cash Advance APR | 25.24% |
| Grace Period | 23 Days |
| Annual Fee | $0* |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | None |
| Cash Advance Fee | 5% of each cash advance; $10 minimum |
| Balance Transfer Fee | 4% of each balance transfer; $10 minimum. |
| Reward Type | Rebate |
| Reward Expiration | None |
| Reward Annual Limit | $300 in Rebates (Dividend Dollars earned on purchases through the Citi Bonus Cash Center(R) are not subject to the $300 maximum.) |
| Cash Rebate Details | A $50 check will be issued upon request once 50 Dividend Dollars have been earned. |
| Minimum Cash Rebate | 1% |
| Maximum Cash Rebate | 5% |
| Additional Cash Rebates | Earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months and 1% thereafter; earn a 1% cash back rebate on all other purchases. Plus, you'll earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotels, and more (enrollment required). You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more. |
| Additional Perks | Various Internet account related services. Build your credit history. Identity theft solutions. Optional personal photo on card. Fraud and security protection services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Automatic bill payment. No liability for unauthorized transactions. Access to credit education tips and tools. See website for additional benefits. |
| Editor’s Notations | See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | May 11 2012 2:25PM |
