Citi Simplicity® Card
The Citi Simplicity® Card , issued by Citibank, is an excellent credit card that eliminates any extra fees and complicated terms. Now you can enjoy a simple card for your uncomplicated life and the peace of mind that Citi is here to help you with your finances.
0% Intro APR – Kick start your card membership by taking advantage of a 0% introductory APR period that will last 18 months. Enjoy no interest charges on purchases or balance transfers during this time, even if you don't pay off your balance in full. A variable APR for purchases and cash advances between 12.99% - 21.99% will apply thereafter.
No Late Fees – Even if you are unable to make your payment on time, you will not be charged any late fees. Furthermore, there is no penalty rate associated with this card – just greater simplicity for you and your financial needs.
Service Representative – Get direct access to a service representative whenever you need it most. Whether it's any questions you may have or a matter you need clarified, a representative will be ready to assist you. Help is always by your side.
No Annual Fee – Your card membership also comes without any pesky annual fee. You won't be charged any fee in order to maintain your active card use.
The Citi Simplicity® Card , issued by Citibank, keeps everything simple just as the name implies. There are no late fees, no penalty fees and no annual fee for you to worry about. Plus, you will enjoy a 0% introductory APR offer on balance transfers and purchases when you sign up. Apply now!!
Citi Simplicity® Card
| Name of Card | Citi Simplicity® Card |
| Card Issuer | Citibank |
| Card Category | Regular |
| Card Status/Type | Standard / MasterCard |
| Credit Rating Needed | ExcellentGood |
| Best Feature(s) | No penalty for late payments, long introductory APR period, no annual fee |
| Minimum Credit Limit | $500 |
| Introductory APR | 0% |
| Introductory Offer | 0% Intro APR* |
| Additional Details | 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases* |
| Regular APR | 12.99 - 21.99% (variable) |
| Cash Advance APR | 12.99 - 21.99% (variable) |
| Grace Period | 23 Days |
| Annual Fee | $0* |
| Late Fee | None |
| Over Credit Limit Fee | None |
| Cash Advance Fee | 5% of each cash advance; $10 minimum. |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum. |
| Additional Perks | No late fees for making a tardy payment and no penalties for going over your credit limit; no wait-time for live help via telephone. |
| Editor’s Notations | See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | May 11 2012 9:13AM |
