CitiBusiness ThankYou(SM) Card

The CitiBusiness ThankYou℠ Card is the perfect card for business owners that have already established a credit line for their business. This card's membership includes a variety of exciting perks that will help your thriving company continue to expand and grow.

Introductory APR. The CitiBusiness ThankYou℠ Card features an introductory APR offer: enjoy 0% introductory APR on all purchases that you make for the first 6 months of your card membership. After that, a reasonable APR that varies according to the prime rate will apply.

Bonus Points. You can earn 15,000 bonus ThankYou® points – just for spending $3,000 in purchases. You must amass these purchases within the first 3 months of your card membership in order to earn this exciting 15,000 point bonus – enough for $150 in gift cards to your favorite retailers, restaurants, and attractions.

ThankYou Points. You will earn 1 point for every dollar that you spend on regular purchases. You'll earn an additional 2 points (for a total of 3 points) per every $1 you spend that falls within one of Citi's exciting, rotating purchasing categories.

No Limits, No Annual Fees. There is absolutely NO annual fee associated with card membership. There's no limit to the amount of points that you can earn in a calendar year, either - and your points do not expire as long as your CitiBusiness ThankYou℠ Card account remains in good standing.

Redemption Options. Once you are ready to redeem your ThankYou® points, you can treat yourself or help your company by redeeming your hard-earned ThankYou® rewards points for supplies, merchandise, gift cards, travel or even cash!

With no annual fee and 0% APR on purchases for the first six months of card membership, the CitiBusiness ThankYou℠ Card is the perfect card for your business.

If you love remarkable card features, security and protection programs, and a variety of perks, benefits and the world's most comprehensive rewards program, this is the card for your company. With the CitiBusiness ThankYou℠ Card, your business can go even further!

CitiBusiness ThankYou(SM) Card


Credit Card Information
Name of CardCitiBusiness ThankYou(SM) Card
Card IssuerCitibank
Card CategoryBusiness
Card Status/TypeStandard / Visa, MasterCard
Credit Rating NeededGood / Excellent
Best Feature(s)15,000 bonus points, annual points bonus on account anniversary, no annual fee, 0% introductory APR offer
Interest Information
Introductory APR0%
Introductory Offer0% introductory APR on purchases for 6 months
Additional Details0% introductory APR on purchases for 6 months.
Regular APR13.24%
Cash Advance APR21.99%
Grace PeriodNot less than 20 Days
Fees and Billing
Annual Fee$0
Over Credit Limit Fee$39
Cash Advance Fee3% of each cash advance; $5 minimum.
Balance Transfer Fee3% of each balance transfer; $5 minimum.
Total First Year Fees$0
Reward Details
Reward TypePoints
Reward ExpirationRewards do not expire once earned
Reward Annual LimitThere is no limit to the number of rewards points you can earn per calendar year.
Reward Points DetailsEarn 1 point per $1 spent on all purchases. Earn 2 extra points (for 3 points total) on every $1 spent within rotating business purchase categories.
Points per Dollar Spent1
Additional Point Rewards3 points per $1 spent in rotating business categories
Bonus DetailsEarn 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards. Anniversary bonus calculated as a percentage of ThankYou points earned depending on how many years you've been a member: Year 0-1: 1% bonus Year 1-2: 2% bonus Years 2 and after: 3% bonus
Other BonusesEarn 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of cardmembership
Editor’s Notations
Last UpdatedMay 2 2012 12:00AM

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