Discover® More Card
The Discover® More Card is a cash rewards card by Discover that honors cardmembers with Cashback Bonus® and an introductory 0% APR period. Among the other perks and benefits, you'll enjoy no annual fee, and top-notch customer service with your new pass to Cashback Bonus® rewards and more!
0% Introductory APR Offer. Now you can transfer all of your previous debts onto your new Discover card and not have to worry about interest for the first 15 months. In additional to balance transfers, you don't have to pay APR on purchase during the same initial 15-month time period.
Cashback Bonus® Categories. When you use your card, you'll get 5% Cashback Bonus® in quarterly categories - all of which are purchases that you frequently make during your routine. Some of these include gas, restaurants, department stores and more! As a valued cardmember you'll be rewarded just for participating in all your spending.
ShopDiscover.com. The offer also provides all cardmembers with the luxury of having access to ShopDiscover.com, which is an online mall that features hundreds of merchants to choose from. Each individual retailer gives a specific amount of Cashback Bonus®. When you shop through ShopDiscover, you can get up to 20% Cashback Bonus® on your individual purchases.
Customer Assistance. To ensure your financial safety, security and protection, you will have 24/7 access to a friendly U.S.- based Account Manager. The specialized agents are on hand within 60 seconds after you call to assist you with all of your questions and comments - don't hesitate to call at anytime.
Alerts. When you use your card you will never have to fret. You will be automatically alerted via text message and email, that way you will always be up-to-date on your financial status. Also, you'll have $0 Fraud Liability to ensure that you will be protected - no worries.
If you are shopping for a card with no annual fee, no rewards redemption fees and no additional card fees - go with the card that is ranked #1 in customer loyalty for the past 16 years in a row! The Discover® More Card is the perfect choice for those who deserve a grand reward!
Discover® More Card
| Name of Card | Discover® More Card |
| Card Issuer | Discover |
| Card Category | Reward - Cash |
| Card Status/Type | Platinum / Discover |
| Credit Rating Needed | Excellent |
| Introductory APR | 0% |
| Introductory Offer | 0% APR* |
| Additional Details | *0% intro APR on purchases and balance transfers for 15 months. See terms and conditions for complete details. |
| Regular APR | 10.99% - 20.99% (V)* |
| Cash Advance APR | 23.99% |
| Grace Period | 25 Days (Min.) |
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | n/a |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Balance Transfer Fee | 3% of the amount of each transfer. |
| Reward Type | Rebate |
| Reward Expiration | None |
| Reward Annual Limit | None |
| Cash Rebate Details | See the Discover® More Card terms and conditions for more information. |
| Minimum Cash Rebate | .25% |
| Maximum Cash Rebate | 20% |
| Additional Cash Rebates | Earn 5% Cashback Bonus® on category purchases up to the total purchase dollar amount specified in each program. You must sign up for each 5% program. Category purchases in excess of the specified amounts will automatically earn up to 1% Cashback Bonus®. Warehouse purchases and category purchases are not included in determining your total annual purchases eligible to earn 1% Cashback Bonus®. Up to 20% Cashback Bonus® at popular retailers when you shop online through ShopDiscover.com |
| Additional Perks | Various card designs to select from. Various Internet account related services. Up to $500,000 in travel accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits. |
| Editor’s Notations | See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |
| Last Updated | May 9 2012 12:39PM |
