Discover® Student Card - Tropical Beach
The Discover® Student Card - Tropical Beach is a student rewards credit card issued by Discover that rewards hard-working credit college students with Cashback Bonus®, along with other cardholder perks and benefits to assist them as they continue their education.
0% Introductory APR. During the first nine months of card membership, you can enjoy zero interest on all of your purchases. The first year of college can be expensive. Between books and study materials, college is a lot to handle. Now, you can buy your necessities and pay them off over time with zero interest for nine months.
5% Cashback Bonus®. During college, we spend on a lot of the same things - such as food and gasoline. Now, you can get 5% Cashback Bonus® in categories that change such as gas, restaurants, department stores and more. The categories will change over time and all other purchases will get up to 1% unlimited Cashback Bonus®.
No Annual Fee. Your Tropical Beach card has many perks and benefits along with no annual fee, $0 Fraud Liability and text/email alerts for added security.
If you are a student, shopping for a credit card that caters to those who love Cashback Bonus®, added security, no annual fee and 0% APR for nine months, the Discover® Student Card - Tropical Beach is the offer you can't pass up!
Discover® Student Card - Tropical Beach
| Name of Card | Discover® Student Card - Tropical Beach |
| Card Issuer | Discover |
| Card Category | Student |
| Card Status/Type | Standard / Discover |
| Credit Rating Needed | FairGood, Limited |
| Best Feature(s) | Cashback Bonus® rewards program; no annual fee. |
| Introductory APR | 0% |
| Introductory Offer | 0% APR for 9 Months* |
| Additional Details | There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details. |
| Regular APR | 12.99%- 18.99% V |
| Cash Advance APR | 23.99% |
| Grace Period | 25 Days (Min.) |
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | None |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Balance Transfer Fee | 3% of the amount of each transfer. |
| Reward Type | Rebate |
| Reward Expiration | None |
| Reward Annual Limit | None |
| Cash Rebate Details | Earn 1% unlimited Cashback Bonus® on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. |
| Minimum Cash Rebate | .25% |
| Maximum Cash Rebate | 20% |
| Additional Cash Rebates | Earn a 5% Cashback Bonus® in popular categories that change four times a year like gas, restaurants, department stores, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Up to 20% Cashback Bonus® at popular retailers when you shop online through ShopDiscover.com |
| Additional Perks | Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Discounts on products and services at participating merchants and retailers. See website for additional benefits. |
| Editor’s Notations | *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |
| Last Updated | May 9 2012 12:41PM |
