IberiaBank Visa® Classic Card
The IberiaBank Visa® Classic Card is a low rate credit card issued by Iberia Bank that allows consumers to save money due to its variable low interest rate for purchases and balance transfers. The card, which has worldwide Visa credit card acceptance, also has no annual fee.
New card members will enjoy an even lower introductory rate for purchases or balance transfers during the first 6 months of membership.
Cardholders are eligible for several low variable rates based on their credit history, and their APR will vary with the market, based on the prime rate.
Additionally, an even lower non-variable APR on balance transfers - 1.99% is an added perk to be had for your first 6 billing cycles.
Managing your IberiaBank Visa Classic Card account is easy with online access to your card's info. So staying up to date with your most recent charges and outstanding balance is a piece of cake.
Other card holder benefits and perks include auto rental collision damage waiver and roadside dispatch. Furthermore, if you lose your card (or it gets stolen) you have access to emergency cash at over 200,000 locations across the globe - and can even receive a speedy card replacement.
The IberiaBank Visa® Classic Card is a no-frills credit card offer that provides consumers with the confidence and support of a card backed by Visa - without having to pay annual fees or other reoccurring charges.
IberiaBank Visa® Classic Card
| Name of Card | IberiaBank Visa® Classic Card |
| Card Issuer | IberiaBank |
| Card Category | Regular |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | Strictly Excellent |
| Best Feature(s) | No annual fee. |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | n/a |
| Introductory APR | 1.99% |
| Introductory Offer | 1.99% APR for 6 Months |
| Additional Details | Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date. |
| Regular APR | 7.25%, 10.25%, 13.25%* |
| Cash Advance APR | 12.75%, 16.25% or 19.25%* |
| Grace Period | 25 Days |
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | None |
| Cash Advance Fee | Either $5 or 5% of the amount of each transfer, whichever is greater (maximum fee: $100) |
| Balance Transfer Fee | 2% of transfer amount |
| Additional Perks | Various Internet account services. Lost and stolen card reporting. See website for additional benefits. |
| Editor’s Notations | *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Jan 10 2012 12:00AM |
