IberiaBank Visa® Platinum Rewards Card
The IberiaBank Visa® Platinum Rewards Card is a rewards credit card that specializes in low interest rates and unique rewards. When you sign up for this card you get all the things people want in a credit card along with online access, travel insurance and redemption options.
Low APR on Purchases. One of the great things about the card offer is that you can make purchases and not pay high interest. The interest rate is based on the prime rate and your credit worthiness, and the interest charge will be no less than fifty cents. The APR can be as low as 9.25%.
Balance Transfers. You can even transfer some of your existing credit card balances over to your new low interest credit cards and pay an extremely low APR of 1.99% for the first six months of card membership if you process the transfer during the first three months. After that, the purchase APR will apply.
Rewards. For every qualifying purchase you make, you will receive points. Once you are ready to redeem, you can choose from exclusive hotel stays, special gifts, and unique experiences. Rewards include recreational activities, electronics, home furnishings, personal items that you use everyday and travel.
Perks. Aside from the low APR and special rewards, you can be eligible for card features such as travel accident coverage up to $1,000,000 and online account access. Now you can manage your account from anywhere at anytime – that way you are always in the know when it comes to your credit card.
Are you ready for a credit card that give your rewards and never charges you a high interest rate? If you answered yes, you should apply for the IberiaBank Visa® Platinum Rewards Card - it's everything that you've been looking for.
IberiaBank Visa® Platinum Rewards Card
| Name of Card | IberiaBank Visa® Platinum Rewards Card |
| Card Issuer | IberiaBank |
| Card Category | Reward - Other |
| Card Status/Type | Platinum / Visa |
| Credit Rating Needed | Very Good, Excellent |
| Best Feature(s) | Reasonably low APR for those who qualify; No annual fee. |
| Minimum Credit Limit | $1,000 |
| Maximum Credit Limit | $14,000 |
| Introductory APR | 1.99% |
| Introductory Offer | 1.99% APR for 6 Billing Cycles |
| Additional Details | Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. |
| Regular APR | 9.25%, 12.25%, or 15.25%* |
| Cash Advance APR | 14.75%, 18.25%, or 21.25%* |
| Grace Period | 25 Days |
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | None |
| Cash Advance Fee | 5%, $5 minimum, $100 maximum |
| Balance Transfer Fee | 2% of the transfer amount |
| Reward Type | Point |
| Reward Expiration | n/a |
| Reward Annual Limit | n/a |
| Reward Points Details | Points are redeemable for hotel, gift or experience rewards. |
| Points per Dollar Spent | 1 Point |
| Additional Point Rewards | None |
| Additional Perks | Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits. |
| Editor’s Notations | *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Apr 23 2012 12:00AM |
