IberiaBank Visa® Platinum Rewards Card
The IberiaBank Visa® Platinum Rewards Card issued by IberiaBank is a premier level credit card that earns ScoreCard bonus points for each and every purchase made via the card.
Cardholders earn 1 bonus point per $1 dollar spent on purchases. These points can then be redeemed for numerous other rewards. Save them for that dream vacation you've been planning or buy electronics for the home, furniture, shop for clothing or download music – the list goes on on and on.
The card, which has no annual membership fee, does have a low variable APR for purchases and also boasts a much lower 6 month introductory APR of 1.99% for balance transfers that occur within the first three months of card membership.
One inherent feature: this card comes with the support and power of Visa's worldwide acceptance. However, the IberiaBank Visa Platinum Rewards Card also comes with an assortment of benefits and perks that truly make this platinum card a premier credit card to have!
Online account management allows you to pay your bill, check your balance and redeem those numerous rewards points you're going to garner.
The IberiaBank Visa® Platinum Rewards Card also comes with travel insurance up to $500,000 - should anything unplanned or unfortunate happen - simply use your card when booking your travel. Plus, an auto rental collision insurance waiver is also part of the deal. Again, simply reserve and pay for your entire automobile rental with your card, and there is no need to pay for the rental car company's insurance.
Yet, because roadside mishaps and breakdowns happen when traveling and just doing day-to-day activities- members have access to emergency roadside assistance 24 hours a day, 7 days a week.
Carry a card that rewards you for spending and provides you with assistance while traveling, and also makes sure you are supported financially. Should your card become lost or stolen, report it right away and you'll be eligible for emergency cash and card replacement.
In the event of an emergency, there are thousands of locations worldwide where you can receive a cash advance. However, if you need to have a replacement card on-hand, in many instances a new card can be delivered to you within 24 hours.
Deciding to have a card with the long array of features and excellent rate benefits that this one provides is a decision that should be easy. However, if you're still trying to decide review the terms and conditions and maybe you'll see that this premier level card deserves to be in your portfolio.
IberiaBank Visa® Platinum Rewards Card
| Name of Card | IberiaBank Visa® Platinum Rewards Card |
| Card Issuer | IberiaBank |
| Card Category | Reward - Other |
| Card Status/Type | Platinum / Visa |
| Credit Rating Needed | Very Good, Excellent |
| Best Feature(s) | Reasonably low APR for those who qualify; No annual fee. |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | n/a |
| Introductory APR | 1.99% |
| Introductory Offer | 1.99% APR for 6 Months |
| Additional Details | Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. |
| Regular APR | 9.25%, 12.25%, or 15.25%* |
| Cash Advance APR | 14.75%, 18.25%, or 21.25%* |
| Grace Period | 25 Days |
| Annual Fee | $0 |
| Late Fee | $15 if balance is less than $100; $29 if balance is $100.00 to $1,000; $35 if balance is more than $1,000 |
| Over Credit Limit Fee | None |
| Cash Advance Fee | 5%, $5 minimum, $100 maximum |
| Balance Transfer Fee | 2% of transfer amount |
| Reward Type | Point |
| Reward Expiration | n/a |
| Reward Annual Limit | n/a |
| Reward Points Details | Points are redeemable for hotel, gift or experience rewards. |
| Points per Dollar Spent | 1 Point |
| Additional Point Rewards | None |
| Additional Perks | Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits. |
| Editor’s Notations | *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Jan 10 2012 12:00AM |
