IberiaBank Visa® Select Card
The IberiaBank Visa® Select Card is a credit card that provides not only a low APR, but also a specially low introductory rate on balance transfers.
Cardholder's of this premier credit card enjoy either 0.00% or 7.50% APR for the first year of membership. Please note: which APR of this $35 per year annual card you're extended depends on your credit worthiness.
Balance transfers are also low – a 1.99% ultra-low APR is available to members if they commence a balance transfer to their IberiaBank Visa Select Card within the first 3 months of having the card.
In addition to having a card that is backed by Visa and good everywhere Visa is accepted - other perks and benefits abound with the IberiaBank Visa Select Card: product enhancements like safe, convenient online account management allow you to pay your bill and check your balance with the click of a few buttons.
The card also comes with travel insurance up to $500,000 - should anything unplanned or unfortunate happen. Simply use your card for your travel bookings, and you'll be covered. Plus, an auto rental collision insurance waiver is part of the deal. Reserve and pay for your automobile rental in it's entirety with your card, and there's no need to pay for the rental car company's insurance.
Yet, because roadside mishaps and breakdowns happen when traveling as well as just during day-to-day activities, members have access to emergency roadside assistance 24 hours a day, 7 days a week.
Should your card become lost or stolen, report it as soon as possible and be eligible for emergency cash and card replacement. In the event of an emergency, there are more than 270,000 locations worldwide where you can receive a cash advance. However, if you're seeking to have the card replaced – typically a new card can be delivered within 24 hours.
Carry a low-rate credit card that also provides assistance to you while traveling, and makes sure you are supported and protected financially: IberiaBank Visa® Select Card
IberiaBank Visa® Select Card
| Name of Card | IberiaBank Visa® Select Card |
| Card Issuer | IberiaBank |
| Card Category | Regular |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | ExcellentExcellent |
| Best Feature(s) | Low ongoing variable rate APR after introductory period. |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | n/a |
| Introductory APR | 0% |
| Introductory Offer | 0.00% or 7.50% for 12 Months on Purchases |
| Additional Details | Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. |
| Regular APR | 7.50%, 9.50% or 11.50% |
| Cash Advance APR | 12.75%, 14.75% or 16.75% |
| Grace Period | 25 Days |
| Annual Fee | $35 |
| Late Fee | None |
| Over Credit Limit Fee | None |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $100) |
| Balance Transfer Fee | None |
| Additional Perks | Various internet account services. See website for additional benefits. |
| Editor’s Notations | Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| Last Updated | Jan 10 2012 12:00AM |
