Journey℠ Student Rewards from Capital One®
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
Credit Card Information
| Name of Card | Journey℠ Student Rewards from Capital One® |
| Card Issuer | Capital One |
| Card Category | Student |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | Average (or Fair)/Limited |
| Best Feature(s) | Rewards program; No annual fee. |
Interest Information
| Introductory APR | % |
| Introductory Offer | No Introductory Rate Available |
| Additional Details | n/app |
| Regular APR | 19.8% (V) |
| Cash Advance APR | 24.9% (V) |
| Grace Period | 25 Days |
Fees and Billing
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | Up to $29. We will only charge you an over-the-credit-limit fee if you choose to accept this option. |
| Cash Advance Fee | 3% of amount of the cash advance, but not less than $10 |
| Balance Transfer Fee | $0 |
Reward Details
| Reward Type | Rebate |
| Reward Expiration | None |
| Reward Annual Limit | None |
| Cash Rebate Details | 1% cash back on all purchases. You’ll earn 1% cash back on net purchases (purchases minus any credits or returns) only. Checks used to access your account will not earn rewards. Plus, get a 25% bonus on the cash back you earn each month when you pay your bill on time. |
| Minimum Cash Rebate | 1% |
| Maximum Cash Rebate | 1% |
| Other Bonuses | You will be awarded a bonus equal to 25% of the 1% cash back earned in each billing cycle if your account is not past due on the last day of the billing cycle. Your bonus will appear on your statement within two billing cycles. |
| Additional Perks | Cash rewards don't expire. There's no limit to the amount of cash you can earn. Get your cash back anytime as an account credit or check, even set up automatic redemption. Travel Accident Insurance. 24-Hour Travel and Emergency Assistance. Emergency card replacement or cash advance. |
| Editor’s Notations | This card is for students with Average or Limited Credit. |
| Last Updated | Mar 21 2012 11:36AM |
Journey℠ Student Rewards from Capital One®
If you enjoyed this review, please consider sharing it! >>>
