Orchard Bank® Classic MasterCard®
The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds!
Orchard Bank® Classic MasterCard®
Credit Card Information
| Name of Card | Orchard Bank® Classic MasterCard® |
| Card Issuer | HSBC Bank Nevada, N.A. |
| Card Category | Poor Credit |
| Card Status/Type | Standard / MasterCard |
| Credit Rating Needed | Poor or Fair to Poor, Average, Limited |
| Best Feature(s) | Reports to credit bureaus; additional cardholder benefits. |
| Minimum Credit Limit | Based on Credit Profile |
| Maximum Credit Limit | Based on Credit Profile |
Interest Information
| Introductory APR | % |
| Introductory Offer | No introductory rate information available. |
| Regular APR | 14.99% or 19.99%, or 7.99% for secured cards |
| Cash Advance APR | 20.90% |
Fees and Billing
| Annual Fee | $29-$59 the first year* |
| Late Fee | Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000 |
| Over Credit Limit Fee | Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250 |
| Cash Advance Fee | 5% ($5 minimum) |
| Application Fee | $0 - $49 |
Reward Details
| Additional Perks | See website for additional benefits. |
| Editor’s Notations | Disclosure: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Jan 27 2012 12:00AM |
Tagged with: Fair/Average Credit
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