Orchard Bank® Visa® Cards

The Orchard Bank® Visa® Card can help you get your credit back on track. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! You'll also enjoy acceptance at millions of locations including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get pre-qualified in less than 1 minute!

Orchard Bank® Visa® Cards

 

Credit Card Information
Name of CardOrchard Bank® Visa® Cards
Card IssuerHSBC Bank Nevada, N.A.
Card CategoryRegular
Card Status/TypePlatinum / Visa
Credit Rating NeededPoor or Fair to PoorPoor, Fair, Average
Best Feature(s)Reports to credit bureaus; additional cardholder benefits.
Interest Information
Introductory APR%
Introductory OfferNo introductory rate information available.
Regular APR14.99% or 19.99%, or 7.99% for secured cards
Cash Advance APR20.90%
Grace Period
Fees and Billing
Annual Fee$29-$59 the first year*
Late FeeLate Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000
Over Credit Limit FeeOver the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
Cash Advance FeeA 5% ($5 minimum) Cash Advance Fee will apply to cash advances, unless otherwise disclosed.
Balance Transfer Fee5% ($5 minimum)
Reward Details
Additional PerksSee website for additional benefits.
Editor’s NotationsDisclosure: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
Last UpdatedJan 27 2012 12:00AM
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