Platinum Zero® Secured Visa® Credit Card from Applied Bank®
The Platinum Zero® Secured Visa® Credit Card from Applied Bank® is a secured card. This card is designed for those with limited or poor credit history.
The major benefit of this card is that there is a 0% APR on purchases. Also, unlike most secured credit cards, this card provides additional services and benefits, including online account access and various fraud protection services. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do.
Those who do not mind accumulating finance charges once a transaction is posted will benefit most from the very low rate that the Platinum Zero® Secured Visa® Credit Card from Applied Bank® has to offer.
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
Credit Card Information
| Name of Card | Platinum Zero® Secured Visa® Credit Card from Applied Bank® |
| Card Issuer | Applied Bank |
| Card Category | Secured |
| Card Status/Type | Platinum / Visa |
| Credit Rating Needed | Poor, All Credit Types |
| Best Feature(s) | Timely credit bureau reporting; no application fee. |
| Maximum Deposit | $5,000 |
Interest Information
| Introductory APR | % |
| Introductory Offer | No Introductory Rate Available |
| Regular APR | 0% |
| Cash Advance APR | 9.99% |
| Grace Period | None |
Fees and Billing
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Over Credit Limit Fee | Up to $35 |
| Cash Advance Fee | The greater of $5.00 or 5% of each Cash Advance which includes, but is not limited to, ATM and convenience check usage. |
| Balance Transfer Fee | n/app |
| Application Fee | $0 |
| Participation Fee | $0 |
| Reload Fee | n/app |
| Inactive Fee | n/app |
| Total First Year Fees | $119.40 |
Reward Details
| Additional Perks | See website for additional benefits. |
| Editor’s Notations | Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Jan 27 2012 12:00AM |
If you enjoyed this review, please consider sharing it! >>>
