Visa® Black Card™
The Visa® Black Card™ is a prestigious and versatile credit card that ensures you receive the highest caliber of features and top-notch service every time. Made with carbon, it's the ultimate card to carry with you anywhere you go.
Exquisite Membership Features – As an elite cardmember, you can travel the world and enjoy unlimited VIP airport lounge visits and 24-hour concierge service available to you whenever you need it most. These are just some of the world-class benefits your exclusive limited membership has to offer you.
Rewards Program – Your exclusive membership automatically allows you to reap cash back as part of a unique rewards program, offered only by the Visa® Black Card™. Enjoy redeeming points for either 1% cash back or for airfare on any airline. Plus, you won't experience any blackout dates or travel restrictions.
Zero Liability – Even if the unexpected should occur, you won't be held responsible for any fraudulent charges on your account. Travel stress-free and make your purchases at ease – the Visa® Black Card™ has got you covered.
Worldwide Acceptance – Feel free to use your Visa® Black Card™ wherever Visa is accepted, at millions of locations all over the world. And since you will be using a parent pending carbon card, your exclusive Black Visa Card is sure to get you noticed.
The Visa® Black Card™ is the credit card to have when you want to make the ultimate statement wherever you go – while basking in incredible benefits you can take advantage of day in and day out. Enjoy everything from an exclusive limited membership to a unique rewards program and unlimited VIP airport lounge visits. The Visa® Black Card™ is not a card that will disappoint!
Visa® Black Card™
| Name of Card | Visa® Black Card™ |
| Card Issuer | Barclays Bank Delaware |
| Card Category | Reward - Travel |
| Card Status/Type | Standard / Visa |
| Credit Rating Needed | Excellent/Good |
| Best Feature(s) | Many exclusive card benefits |
| Introductory APR | 0% |
| Introductory Offer | 0% APR for 15 Billing Cycles |
| Additional Details | 0% APR on Balance Transfers for 15 billing cycles after account opening. |
| Regular APR | 14.99% |
| Cash Advance APR | 25.24% |
| Grace Period | 23 Days (Min.) |
| Annual Fee | $495 |
| Late Fee | Up to $35 - the amount of the fee varies by state ($15 for residents of Iowa at time of account opening). |
| Over Credit Limit Fee | Over-the-Credit-Line: $0 |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Balance Transfer Fee | Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first six billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater). |
| Reward Type | Rebate |
| Reward Expiration | 5 Years |
| Cash Rebate Details | Cardmembers can opt to receive 1% cash back on purchases or one point for every dollar spent on purchases. Earning Points - Cardmembers will receive one (1) Point for every one U.S. dollar ($1.00) of Net Purchases made on the Account rounded to the nearest dollar. |
| Minimum Cash Rebate | 1% |
| Maximum Cash Rebate | 1% |
| Reward Points Details | Earning Points - Cardmembers will receive one (1) Point for every one U.S. dollar ($1.00) of Net Purchases made on the Account rounded to the nearest dollar. Black Card members can redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions beginning at only 25,000 points for a ticket worth up to $500. |
| Points per Dollar Spent | 1 Point |
| Additional Point Rewards | |
| Additional Perks | Limited Membership 24-Hour Concierge Service Exclusive Rewards Program VIP Airport Lounge Access Patent Pending Carbon Card |
| Editor’s Notations | See website for complete terms and conditions of card usage and application disclosure. |
| Last Updated | Apr 18 2012 2:48PM |
