Free Sample Letter for Correcting Inaccurate information in Your Personal Credit Profiles

Today's Date

Your Full Name
Current Address
Current Phone Number

Attention: {insert credit reporting agency name} See addresses here
{add CRA address here}

Dear {credit reporting agency}

This letter is a formal request to correct inaccurate information contained in my credit file. The item(s) listed below is/are completely (insert appropriate word(s) {inaccurate, incorrect, incomplete, erroneous, misleading, outdated} ). I have enclosed a copy of my state ID and (insert second identifying article) to prove the new information.

You are currently reporting : {inser the incorrect information)

The correct information should be : (the correct information.)

Requested Correction: (describe exactly what you want. If you want an item deleted say so and explain why. If you want an item corrected or updated, provide the correct information such as names, dates, amounts and so forth and any evidence to support your claim).

I thank you for your consideration and cooperation. If you have any questions concerning this matter I can be reached at (insert daytime phone number including area code).

Sincerely,

Signature
Printed Name