Through the Discover® Open Road Card - $150 Restaurant.com Gift Certificate cash rewards program, you will earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. In addition, you'll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. You can earn from 5% to 20% Cashback bonus when you shop over 200 online retailers through ShopDiscover.com! Plus, get a free $150 Restaurant.com gift certificate with first purchase! The card provides an attractive 0% introductory APR on purchases and balance transfers for 12 months. There is no annual fee and a reasonable APR for those who qualify. Credit Card Information | Name of Card | Discover® Open Road Card - $150 Restaurant.com Gift Certificate | | Card Issuer | Discover | | Card Category | Reward - Gas | | Card Status/Type | Platinum / Discover | | Credit Rating Needed | Excellent, Good | | Best Feature(s) | No annual fee; $150 Restaurant.com gift certificate. |
Interest Information | Introductory APR | 0% | | Introductory Offer | 0% APR on Purchases and Balance Transfers | | Additional Details | There is a 0% introductory APR on purchases for 12 months, and a 0% introductory rate on balance transfers for 12 months. See terms and conditions for complete details. | | Regular APR | 10.99% - 20.99% (V)* | | Cash Advance APR | 23.99% | | Grace Period | 25 Days (Min.) |
Fees and Billing | Annual Fee | $0 | | Late Fee | Up to $35 | | Over Credit Limit Fee | n/a | | Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater | | Balance Transfer Fee | 3% of the amount of each transfer.
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Reward Details | Reward Type | Rebate | | Reward Expiration | None (Account inactivity for more than 18 months could result in the forfeiture of some or all of the Cashback Bonus®.) | | Reward Annual Limit | None | | Cash Rebate Details | Earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. | | Minimum Cash Rebate | .25% | | Maximum Cash Rebate | 20% | | Additional Cash Rebates | Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus at the same rate as other purchases. Earn up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com | | Other Bonuses | $150 Restaurant.com Gift Certificate with first purchase | | Additional Perks | Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Purchase protection.
Flight insurance.
Auto rental insurance.
See website for additional benefits. | | Editor's Notations | See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. | | Last Updated | Feb 3 2012 11:59AM |
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