| The Discover® Motiva Card is a cash rewards card with a truly unique offer that rewards smart shoppers with Cashback Bonus® for managing good credit. With 0% introductory APR on balance transfers and purchases for 15 months, you won't have to pay interest during the special 15 month promotional period. The Cashback Bonus® you earn are based on how you manage you credit and includes 1% unlimited Cashback Bonus® on all purchases. Valued cardholders will get up to 20% Cashback Bonus® at popular online retailers through the exclusive ShopDiscover.com shopping mall that features many popular retailers. You'll be safe and secure with friendly, U.S.-based account managers available 24/7 to answer your questions within 60 seconds. In case of identity theft, you'll have $0 Fraud Liability plus mobile and email alerts to ensure your protection so you will never have to worry. It's no wonder Discover has been ranked #1 in customer loyalty for 16 years in a row! |
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General Information |
| - Discover® Motiva Card |
| - Discover |
| - Reward - Cash |
| - Platinum / Discover |
| - Excellent Credit, Good Credit, Fair Credit, No/Limited Credit, Bad Credit |
| - No annual fee; 0% introductory rate; rewards program. |
| - Higher APR for less qualifying applicants. |
| - n/a |
| - n/a |
| - |
| - |
Interest Rate Information |
| - 0% |
| - 0% Introductory APR* |
| - 0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 15 months. See terms and conditions for complete details. |
| - 10.99% - 20.99% (V)* |
| - 23.99% |
| - 25 Days (Min.) |
Fees and Billing Info |
| - $0 - None |
| - Up to $35 |
| - n/a |
| - Either $10 or 5% of the amount of each cash advance, whichever is greater |
| - 3% of the amount of each transfer. |
Rewards/ Rebates/ Points/ Miles/ Bonuses |
| - Rebate |
| - None |
| - None |
| - Earn 1% rebate on purchases after your total annual purchases exceed $3,000; purchases that are part of your first $3,000 earn .25%. Cardholders will also earn .25% rebate on purchases made at select warehouse clubs, discount stores and their affiliates. Rewards are redeemable in $20 increments only. |
| - .25% |
| - 20% |
| - Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn 5%-20% Cashback Bonus® at participating top online retailers through Discover's exclusive online shopping site. Plus, each time you pay at least the Minimum Payment Due for each billing period, you may earn additional Cashback Bonus®. |
| - Various Internet account related services.
Fraud and security protection services.
No liability for unauthorized transactions.
Up to $500,000 in flight insurance.
Auto rental insurance.
Access to Pay-On-Time Bonus.
Access to 5%-20% Cashback Bonus® at top online retailers through Discover's exclusive online shopping site.
Flexible payment due dates.
See website for additional benefits. |
| - See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
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| - May 8 2012 4:46PM |
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