The Citi ThankYou® Preferred Card - 25,000 points - $250 in gift cards , issued by Citibank, is a rewards credit card that earns you unlimited ThankYou® Points day in and day out. 25,000 bonus ThankYou® Points will be added to your account when you spend $2,000 in purchases within the first four months of account opening. Redeem these points toward a $250 gift card – and this is just the beginning! Earn 1 point for every dollar spent on all your purchases. There is no expiration date and no set limit to the number of points you can earn. Your ThankYou Points can be exchanged for merchandise, travel rewards, gift cards, cash and a lot more. Plus, you will receive an anniversary bonus every year that you remain a cardholder, and there is no annual fee to pay off. Credit Card Information | Name of Card | Citi ThankYou® Preferred Card - 25,000 points - $250 in gift cards | | Card Issuer | Citibank | | Card Category | Reward - Other | | Card Status/Type | Preferred / Visa / MasterCard | | Credit Rating Needed | Excellent | | Best Feature(s) | 25,000 bonus points when you spend $2,000 in your first 4 months |
Interest Information | Introductory APR | % | | Introductory Offer | No introductory APR rate available. | | Additional Details | No introductory APR rate available. | | Regular APR | 12.99% - 22.99%* (Variable) | | Cash Advance APR | 25.24% | | Grace Period | 23 Days |
Fees and Billing | Annual Fee | $0* | | Late Fee | Up to $35 | | Over Credit Limit Fee | None | | Cash Advance Fee | 5% of each cash advance; $10 minimum. | | Balance Transfer Fee | 3% of each balance transfer; $5 minimum. | | Total First Year Fees | |
Reward Details | Reward Type | Point | | Reward Expiration | Points do not expire | | Reward Annual Limit | There is no limit to the number of points you can accrue | | Points per Dollar Spent | 1 Point | | Other Bonuses | Earn 25,000 bonus ThankYou® Points when you spend $2000 in the first four months since account opening. Worth $250 in gift cards! Earn 100 points for signing up for account online and 100 points for signing up for paperless statements. | | Annual Bonus | Receive anniversary bonus each year based on the number of years you've been a card member and the amount of ThankYou® Points you've accrued during that year. | | 1st Purchase Bonus | | | Editor's Notations | | | Last Updated | May 14 2012 10:50AM |
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