Fair Credit

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Category	Reward - Other
Intro APR	No Introductory Rate Available
APR	14.99%
Fee	$0

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Category	Cash Back
Intro APR	0% for 6 months
APR	15.24%
Fee	No Annual Fee with your paid Costco Membership

Orchard Bank® Visa® Cards - Issued by HSBC Bank Nevada, N.A.

Acceptance at Millions of Locations Including Website Purchases and Reservations
Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
Email and Text Messages to Remind You of Your Upcoming Payments Due Date with Online Enrollment
On-Call Customer Service Representatives to Assist You with Questions or Concerns

Category	Regular
Intro APR	No introductory rate information available.
APR	14.90%-24.90%
Fee	$35-$74

Orchard Bank Classic MasterCards - Issued by HSBC Bank Nevada, N.A.

Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations
Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
E-Mail and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
On-call Customer Service Representatives to Assist You with Questions or Concerns

Category	Poor Credit
Intro APR	No introductory rate information available.
APR	7.90% - 19.90%
Fee	$39 - $79

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Credit cards for people with fair credit