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 DirectBanc.com - Lowest Fixed Interest Rate Credit Cards
Home < Top of the Directory < Fixed Rates
| - 0% intro APR for up to 12 months.
- No Annual Fee.
- New innovative card design.
- BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster.
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| | Category | Regular | | Intro APR | 0% APR for up to 12 Months* | | Standard APR | 13.24%, 17.24%, 22.24% | | Annual Fee | $0 |
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| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
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| | Category | Regular | | Intro APR | 0.00% or 7.50% for 12 Months on Purchases | | Standard APR | 7.50% | | Annual Fee | $45 |
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