|
|
|
DirectBanc.com - Where to Find Low Interest Rate Credit Cards
Home < Top of the Directory < Lowest Rates
| - 3% cash back on fuel, home improvement, dining and office supply purchases
- Unlimited 1% cash back on all other purchases
- No limit to the number of points you can earn
- Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
- Free additional cards for employees
- No Annual Fee
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Business | 0% | 0% APR for 6 Months - Purchases, Balance Transfers | As low as 11.24% (V) | $0 | Excellent, Good Credit |
|
|
| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Regular | 0% | 0.00% or 7.50% for 12 Months on Purchases | 7.50% | $45 | Excellent Credit Only |
|
|
| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Reward - Cash | 1.99% | 1.99% APR for 6 Months - Balance Transfers | 9.25, 12.25%, or 15.25%* | $0 | Excellent Credit Only |
|
|
| Unlimited Double Miles on all purchasesAn additional 2 Miles for every $1 you spend through our exclusive online shopping site,
ShopDiscoverFlexible redemption options for travel, gift cards, or cashEnhanced travel benefitsSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | | Airline Miles | 0% | 0% on purchases and balance transfers* | 10.99-16.99% (V)* | $60 | Excellent,
|
|
|
| 0% intro APR on purchases for a full 6 months then the regular APRGet $75 Cashback Bonus® when you make $500 in purchases within 3 months5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and moreUp to 1% unlimited Cashback Bonus® on all other purchasesSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | |
Cash Back
| 0% | 12 full months on Balance Transfers; 6 full months on Purchases* | 11.99-20.99% (V)* | $0 | Excellent,
|
|
|
|
|