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 DirectBanc.com - Where to Find Low Interest Rate Credit Cards
Home < Top of the Directory < Lowest Rates
| Note: Excellent Credit Required
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
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| | Category | Regular | | Intro APR | 1.99% APR for 6 Months | | APR | 7.25%-13.25%* | | Fee | $0 |
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| - 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online - Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
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| | Category | Reward - Cash | | Intro APR | 3.99% APR for 6 Months* | | APR | as low as 11.99% | | Fee | $0 |
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| - 0% APR on Balance Transfers for a FULL 12 Months
- 0% APR on Purchases for a FULL 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee
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| | Category | Reward - Cash | | Intro APR | 0% APR for 12 Months* | | APR | as low as 11.99% | | Fee | $0 |
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