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DirectBanc.com - Where to Find Low Interest Rate Credit Cards
Home < Top of the Directory < Lowest Rates
| 0% intro APR on purchases for a full 6 months, then the regular APR5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and moreUp to 1% unlimited Cashback® Bonus on all other purchasesNo annual feeSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | |
Cash Back
| 0% | 15 full months on Balance Transfers; 6 full months on Purchases* | 11.99-20.99% (V)* | $0 | Excellent,
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| - Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
- 24/7 Dedicated expert service advisors (No voice recording)
- No Annual Fee for your first year - An $85 value
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Reward - Travel | N/A | No Introductory Rate Available - | 12.24% (V) | $85 | Excellent, Good Credit |
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| - Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
- Points Never Expire and There Are No Limits on How Many Points You Can Earn
- 24/7 Dedicated Service Advisor (No Voice Recording)
- Premier Travel Protection Benefits
- All of this for No Annual Fee!
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Reward - Travel | No Introductory Rate Available | 12.24% (V) | $0 | Excellent, Good Credit |
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| Excellent credit required - applicants that do not have excellent credit will not be
approvedLow 9.25% variable standard purchase APR and platinum benefitsChoose any U.S. based airline or ticket class. No blackout dates or seating
restrictionsOther travel related options are hotels, cruises, vacation packages, car rental, and
restaurantsSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | | Point Rewards | N/A | N/A | 9.25% | $0 | Excellent,
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| 1.25 miles per dollar on every purchase, every dayRedeem miles for airline tickets, hotel rooms, car rentals and moreNo limit on the miles you can earn and miles won't expireFly free on any airline, any time with no blackout datesSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | | Airline Miles | 0% | 0% intro APR on purchases*Until 8/11 | 13.90% (V)* | None* | Excellent |
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