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DirectBanc.com - Credit cards with no annual fees and low interest rates
Home < Top of the Directory < No Annual Fees
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| 0% intro APR on all purchases until February 2011No annual fee3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchasesRedeem miles for travel, cash, merchandise, gift cards, and moreSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | |
Business
| 0% | 0% intro APR on purchases*Until 2/11 | as low as 14.99% (V)* | $0* | Excellent |
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| Double Miles on your first $3,000 in travel and restaurant purchases each yearDouble Miles through our exclusive online shopping siteOne Mile for every dollar on all other purchasesFlexible redemption options for travel, gift cards, or cashSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | |
Airline Miles
| 0% | 6 months | 10.99-16.99% (V)* | $0 | Excellent,
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| - Cash back plus a million other redemption options
- No dollar goes unrewarded
- No caps and points never expire
- Unlimited rewards for you or your business
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
- No annual fee
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Business | 0% | 0% for 6 Months - Purchases, Balance Transfers | As low as 11.24% (V) | $0 | Excellent, Good Credit |
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| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Regular | 0% | 0.00% or 7.50% for 12 Months on Purchases | 7.50% | $45 | Excellent Credit Only |
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| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Reward - Other | 1.99% | 1.99% APR for 6 Months - Balance Transfers | 9.25%, 12.25%, or 15.25%* | $0 | Excellent Credit Only |
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