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 DirectBanc.com - Low interest rate credit cards with rewards
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| - 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
- Express Approval. Get a decision in less than 60 seconds.
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| | Category | Rewards | | Intro APR | 0% APR for up to 6 months on Purchases | | APR | As Low As 15.24% | | Fee | No Annual Fee |
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| - Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest - that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
- Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
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| | Category | Rewards | | Intro APR | N/A [You must pay your balance in full each month] | | APR | N/A [You must pay your balance in full each month] | | Fee | $25 annual fee |
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| - Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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| | Category | Reward - Travel | | Intro APR | 0% APR for 6 Billing Cycles | | APR | 13.24% | | Fee | $495 |
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| - Excellent Credit Required - Applicants who do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| | Category | Reward - Travel | | Intro APR | No Introductory Rate Available | | APR | 9.25% | | Fee | $0 |
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| - 12,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- No Annual Fee
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
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| | Category | Reward - Travel | | Intro APR | 0% APR for 6 Months* | | APR | as low as 11.99% | | Fee | $0 |
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