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 DirectBanc.com - Low interest rate credit cards with rewards
Home < Top of the Directory < Reward Cards
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| - Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
- Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Travel Rewards | 2.90% on Purchases and Balance Transfers for 6 months - | 15.24% variable | No annual fee for the first year - $45 thereafter | Excellent |
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| - 0% Intro APR on purchases for 6 months and no annual fee.
- Flexibility to pay over time.
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Travel Rewards | 0% | 0% on Purchases for 6 months - | 17.24%-21.24% Variable | No Annual Fee | Excellent, Good |
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| Excellent credit required - applicants that do not have excellent credit will not be
approvedLow 9.25% variable standard purchase APR and platinum benefitsChoose any U.S. based airline or ticket class. No blackout dates or seating
restrictionsOther travel related options are hotels, cruises, vacation packages, car rental, and
restaurantsSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | | Point Rewards | N/A | N/A | 9.25% | $0 | Excellent,
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| - Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
- Check your first bag free on every Delta flight
| | Category | Intro APR | Intro APR Details | Regular APR | Annual Fee | Credit Type | | Airline Rewards | N/A | None | 14.5% variable | $150 per year | Excellent Credit |
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| Double Miles on your first $3,000 in travel and restaurant purchases each yearDouble Miles through our exclusive online shopping siteOne Mile for every dollar on all other purchasesFlexible redemption options for travel, gift cards, or cashSee Full Review | | Category | Intro APR | Intro APR Details | Ongoing APR | Annual Fee | Credit Type | |
Airline Miles
| 0% | 6 months | 10.99-16.99% (V)* | $0 | Excellent,
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