Credit cards for Excellent Credit

Is Credit Card Frugality a Thing of the Past?

The recession seems to be taking a back seat as more people pull out their credit cards to pay for everyday items. According to The Christian Science Monitor, consumers racked up a total of $64 billion in credit card debt for the year 2011, and January 2012 has already seen an increase in credit card [...]

European Debt Crisis: What Effect Will it Have on Credit Card Rates?

For much of the last couple of years, most of us have paid little attention to the brewing financial problems of Europe, not because they weren’t that significant, but primarily because we have our own problems here at home. Although we are still neck deep in debt, deficit and recession worries, it’s becoming increasingly difficult [...]

Consumer Bureau of Financial Protection; Good for Consumers, or Just Another Bureaucracy?

Among the myriad of new financial reform measures mandated by the Dodd-Frank bill two years ago was the creation of the Consumer Bureau of Financial Protection, a watchdog agency with the responsibility of ensuring that financial companies are following the law in their lending practices. Specifically, it is tasked with ensuring that all financial companies [...]