Fixed Low Interest Rate Credit Card

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	DirectBanc - Fixed Interest Rate Credit Cards
	Fixed rate credit cards come in quite a few different varieties. When exploring this category be sure to examine the details of the fixed rates. Some credit cards apply the fixed rates to different uses of the card. Some will only apply the fixed rates to balance transfers and some only to new purchases and some offer different levels of approval. Meaning the fixed rates apply to a certain credit level and a higher variable rate will apply to those with a lower score. For the most part, all of the credit cards in this section are very good values. You just need to read the reviews and find the right card with the right features. We have listed the most popular credit card in this category for your convenience, enjoy!

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Elite Rewards® World MasterCard® Credit Card

*Earn Double Points for Purchases at Participating Merchants
*0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
*Earn 1 Point for $1 in Net Retail Purchase(s)
*Get 500 Bonus Points after Your First Qualifying Retail Purchase(s)
*No Annual Fee*See Issuer

Category	Intro APR	Applied to:	Regular APR	Annual Fee
Reward - Other	0% APR for 12 Billing Cycles	Balance Transfers	9.9% / 15.99%	$0

Bank of America WorldPoints® Platinum Plus® MasterCard®

Earn 1 Point for Every Net Retail Purchase Dollar
Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
No Annual Fee
Free 24/7 Concierge Service
Absolute Fraud Protection*See Issuer

Category	Intro APR	Applied to:	Regular APR	Annual Fee
Reward - Other	0% APR for 15 Billing Cycles	Balance Transfers	Between 9.9% and 19.99%	$0

Bank of America World MasterCard® with WorldPoints™

Earn 1 Point for Every Net Retail Purchase Dollar
Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
No Annual Fee
Online Account Access and Point Management
Absolute Fraud Protection*See Issuer

Category	Intro APR	Applied to:	Regular APR	Annual Fee
Reward - Other	0% APR for 12 Billing Cycles	Balance Transfers	Between 9.99% and 19.99%	$0

Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

*Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
*No Annual Fee
*100% Fraud Protection
*Free Online Account Management
*0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 15 Billing Cycles*See Issuer

Category	Intro APR	Applied to:	Regular APR	Annual Fee
Reward - Cash	0% APR for 15 Billing Cycles	Balance Transfers	Between 9.9% and 19.99%	$0

Bank of America WorldPoints™ Platinum Plus® Visa® Card

*0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
*No Annual Fee
*Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates, and More
*100% Fraud Protection
*Online Account Access and Points Management*See Issuer

Category	Intro APR	Applied to:	Regular APR	Annual Fee
Reward - Other	0% APR for 12 Billing Cycles	Balance Transfers	Between 9.99% and 19.99%	$0

Brighter Planet™ Visa® Credit Card

1 EarthSmart Point for Every $1 Net Retail
1,000 EarthSmart Bonus Points with First Transaction
1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
*See Issuer

Category	Intro APR	Applied to:	Regular APR	Annual Fee
Reward - Other	0% APR for 12 Billing Cycles	Balance Transfers	9.99% / 15.99%	$0

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Fixed Interest Rate Credit Cards