DirectBanc.com - Where to find Low Interest Rate Credit Cards

Welcome to Direct Banc®

Safe, Simple, Comprehensive

Thank you for visiting Direct Banc®, your ultimate shopping destination for unique, low interest rate credit cards. We have been helping our customers find the perfect credit cards safely and simply since 1999.

Our web site is intentionally designed without flashy doo-hickies and pop-ups to help you find the very best deals in the least amount of time. We wish you the best of luck in finding the perfect credit card today, and as always we welcome your comments and opinions. Enjoy.

	Low Interest Cards All credit cards in this section have an APR lower than 10.99%
	Balance Transfers 0% Balance transfers for 12 months. Low APR life of balance transfers.
	Reward Programs From Disney vacations to rewards for your pets, we have them all.
	Cash Back Credit cards that pay you back with cash rewards for using them.
	Airline Miles Credit cards that reward users with frequent Flyer miles.
	Instant Approval Credit cards that offer an instant decision when you apply online.
	Prepaid/ Debit Debit cards which can be used anywhere credit cards are used.
	Unsecured - Low Scores Cards for people who are unable to qualify for most credit cards.
	Gas Rewards Rebates and rewards for gas purchases and travel purposes.
	Student Credit Cards Credit cards that help college students establish credit.
	Hotel Rewards Hotel and travel rewards for specific hotels and general purchases.
	Business Cards Credit cards that help small and large businesses save money ...
New!	Environmentally Friendly Save Money and save the planet! Check out our new "Green Cards"

Fixed Rate Credit Cards

Bank of America World MasterCard® with WorldPoints™
	Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Fixed Rate Cards >>>

0% Introductory Rate Credit Cards

Blue from American Express®
	The introductory rate for purchases varies and will be 12 months or 6 months. A 12 month 2.99% introductory rate is available on balance transfers submitted during the application process.
Balance Transfers >>>

Instant Approvals

Discover® More(SM) Card - Clear
	There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.
Instant Approvals >>>

Air Miles / Frequent Flyers

Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
	Earn 25% More Mileage Than Regular Mileage Cards With 1.25 Miles For Each Dollar Spent on Purchases
AirMiles Cards >>>

Fair to Average Credit

Capital One® Platinum
	Buy What You've Been Dreaming of And Pay No Interest Until February 2009 on Purchases
Fair Credit Cards

Low Interest Rate Credit Card of the Month

American Express

Category	Reward - Cash
Annual Fee	$0
Purch. APR	As low as 10.99%
Intro Rate	0%
0% APR for up to 12 Months

Clear from American Express®

No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
0% Intro APR for Up to 12 Months
Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
Pay in Full, or Carry a Balance
Express Approval. Get a Decision in Less than 60 Seconds
Good to Average Credit

Learn, Evaluate and Save Money

Which Balance Transfer Card
is the Best for You?

Direct Banc - Are your credit card payments getting out of hand? Higher food and gas prices have stretched most people's budgets causing them to put more money on their credit cards than usual.

By transferring you higher rate credit cards to lower rates you can most likely save a ton of money if you choose the right card. There are literally 100's of cards that you can choose from, but which one is the best balance transfer card for you?

Airline Rewards Cards or Frequent Flyer Cards Which is Best for You?

Direct Banc - If your like most people, you believe that all you need to do is pick the airline credit card with the lowest rates for your favorite airline. This only partially true.

When applying for an air miles credit card there are two distinct differences within this category of credit cards. Being able to realistically predict and plan your expected travel frequency and destinations is the key to getting the most out of your air miles credit cards.

Free Yourself from the Chains of Bad Credit with our Free Credit Repair Tutorial!

In today's changing credit market, good credit is more necessary than ever .Pretty soon, credit standards will have to be raised making it harder for everyone to take out a loan, especially for those who have bad credit.

Start repairing your credit now, it's free, legal and comprehensive.

Credit Repair Tutorial

Credit Care Tools


	Articles/Blog
	When Will Home Values Begin to Rise? When will the nation’s property values begin to appreciate again? This is the $64,000 question that real estate professionals, investors, and mortgage professionals would like to know. The truth is nobody can accurately predict the return of the real estate market. Like everyone else, I can’t predict the end of this [...] .. What does the Credit Cardholders’ Bill of Rights Mean to You? In the midst of an entire financial market melt-down Congress is hard at work on a credit card holder's bill of rights. The questions are: will this stop credit card companies from jacking up my interest rates for no reason? And will the credit card holder's bill of rights help me get better interest rates on my current credit cards? .. The “Bailout” in Layman’s Terms To put it bluntly, the “buyout/Bailout” is basically methadone for America’s credit habit. We are getting ready to be weaned off our dependence on credit and get back to saving money... .. Vote for Change Name calling, childish behavior is preventing American from financial security. While our elected officials bicker back and for the our stocks and 401k's are going down the toilet. We can stop this if "We the People" act together. ..

Low Interest Rate Credit Cards

DirectBanc.com - Where to find Low Interest Rate Credit Cards

Safe, Simple, Comprehensive

Low Interest Rate Credit Card of the Month

Which Balance Transfer Card is the Best for You?

Airline Rewards Cards or Frequent Flyer Cards Which is Best for You?

Articles/Blog

Which Balance Transfer Card
is the Best for You?