Different Credit Types - I'm sure your aware that the lower your credit score lithe higher the interest rate is. However, if you have a little lower credit score than usually, you still want to find the best rate for your credit level don't you? This is why we have our credit cards separated by different credit levels so that you can find the best interest rate that your most likely to qualify for.
Lowest Rate - Airline Rewards - Airline reward cards, on average, have some of the highest interest rates we offer here at Direct Banc. However, they offer the best rewards of all, free airline tickets. This class of credit card does have a few low rate cards, but what you gain in rate you lose in benefits. All in all, airline credit cards are a great deal for people with excellent credit who pay their balance in full every month. If you don't travel frequently, or tend to carry a balance from month to month, these cards aren't for you. ALL airline credit cards.
Regular Credit Cards - Regular credit cards are the type of credit card that your father or grandfather used to carry. They are simply credit cards without any of the hoopla. These cards have THE lowest rates you will find. However, these cards are designed for applicants with EXCELLENT credit and adequate discretionary income, and be prepared to have to prove the income if they ask.
Lowest Rate Business Cards - Business cards offer some of the best deals of ANY credit cards that are offered period. They offer low competitive rates and amazing rewards that are too many to list. The one caveat is, you have to be a business owner, partner, shareholder or have company authority to open the account. All business credit cards.
Lowest Rate Cash Reward Cards - Cash reward cards are much like Airline credit cards with respect to how they should be used. These cards are best used on a daily basis and paid in full every month. If you use these cards to pay for groceries, gas, big and small purchases and even utility bills, you can rack up rebates in a hurry. The more you charge the more you earn. Just be careful, the first time you slip up and carry a balance from month to month you could lose all of your savings. All Cash Back Cards
Lowest Interest Rates in the World - Charge cards, these are the original credit cards. You charge, then you pay. These credit cards have a 0% interest rate, for life! Just watch out for the annual fees!
Lowest Rate Travel Cards - Travel cards come in a few different flavors, hotel, airline, travel and gas rewards. Each of these cards will have a descent rate, but not a great rate. These cards are great to put a vacation on and then pay it off in a few months, however, if you are going to take longer than a few months transfer the balances to a 0% interest balance transfer card.
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