Over the last few years, as tax revenues have decreased against exploding deficits and mounting federal debt, we’ve heard more rumblings in the halls of Washington, D.C. of some kind of government takeover of our retirement plans. And, as the American people see its government policies lurch towards the type of socialist democracy practiced in [...]
Have never heard of a daily money manager (DMM)? It’s not something that you will hear anyone readily admit, but most people are lousy money managers. And, we’re not talking about sophisticated portfolio management or financial planning; we mean the day-to-day task of keeping the household financially afloat by managing a budget, paying the bills, balancing [...]
The good news is that banks are lending to businesses again. In what could be a sign that the economy is finally improving, the demand for business credit is picking up, and many of the banks are feeling more obliging than they were just a year ago. The banks realize that small businesses aren’t flush [...]