Where to find Universal Prepaid Debit Cards

Prepaid debit cards are a perfect solution for college studends and children's allowances. They also work very well for those that are unable to obtain a regular credit card.

Prepaid credit cards are accepted everywhere regular credit cards are accepted. The only difference is that you must "pre-pay" the amount of money you plan to spend.

A prepaid/debit card is not the same as a secured credit card because they are not reported to the credit bureau and they do not charge interest on your deposits.

Instead prepaid debit cards charge fees for loading and using the card. Be careful to check the fee structure that matches your spending habits the best.